AI & Automation · Fintech and banking
AI Development Company for fintech and banking
Fintech software development services for products that move, hold or lend money, where the system has to prove what happened long after it happened.
Why this is different here
Automation that assists a decision rather than making it unaccountable
In a regulated product, an automated decision that nobody can explain is a liability rather than an efficiency. We automate the work around decisions, document handling, case routing, reconciliation triage, and we keep the decision itself recorded with the rule and the inputs that produced it.
What we build
Typical scope for fintech and banking
Ledger and money movement
Immutable double entry records with balances derived, not stored
Idempotent payment APIs
Every money moving endpoint safe to retry, with stored responses
Reconciliation engine
Scheduled matching against provider references, with unmatched items that age and escalate
Onboarding, KYC and KYB flows
The product side of identity, wired to whichever verification vendor you choose
Back office tooling
Screens support can answer from, instead of interrupting an engineer
Regulatory extracts
Scheduled reports that reconcile to the ledger and are produced the same way every time
What the service includes
AI & Automation at Voliom
- Automation audit: which tasks are worth automating and which are not
- LLM features: assistants, summarisation, extraction, classification
- RAG over your own documents, with citations and guardrails
- Workflow automation across your existing tools and CRM
- Evaluation and monitoring so quality is measured, not assumed
- Cost controls and rate limits so bills stay predictable
Systems
What it has to connect to
- QuickBooks integrationREST API via the Intuit developer platform
- Xero integrationREST API with OAuth 2.0
- HubSpot integrationREST API, webhooks and private apps
- ERP integrationREST, SOAP or direct database access, depending on the vendor
FAQ
Common questions
Do you have experience in fintech and banking?
We build operations software for this kind of business, which is a different claim from being a fintech and banking specialist and we would rather make the honest one. What we bring is the engineering and the pattern recognition from similar operations. What you bring is how your plant, depot or site actually runs, because that part is never in a case study.
How do you start on a AI and automation project here?
Architecture decisions in week one, then a first production money path in eight to twelve weeks, with reconciliation and support tooling before launch rather than after.
What does it cost?
Scope decides it and we quote line by line after a call. Two tracks: a blended squad at roughly $24 to $45 per hour, or a senior-only pod at roughly $75 to $120 where architecture review and a compressed timeline matter. A first project in this space usually runs four to six weeks.
Which AI models do you use?
Whichever fits the job and the budget, usually Claude, GPT or an open model we host. We design so the model can be swapped without rebuilding your product.
Keep exploring
More for fintech and banking
- All fintech and banking workBalances are stored and updated rather than derived from a ledger
- Web App Development for fintech and bankingFast, maintainable web products that your team can keep building on.
- Dedicated Development Teams for fintech and bankingSenior engineers who join your team, not a black box agency.
- AI & Automation overviewPut AI where it removes work, not where it looks impressive.
Let's talk
Tell us what you're building.
Get a free 30-minute strategy call. You'll leave with a clear plan, a realistic estimate and our honest opinion, whether or not you work with us.
- Email usmail@voliom.com